Take Your 0% Interest Rate & Shove It
In a given week, I get anywhere from 5 to 10 different credit card offers in the mail. I suppose I should be flattered since so many companies think me credit worthy, but I’m really just annoyed. Annoyed that I have to spent time getting them out of the mail slot and more importantly waste time shredding. Granted it’s not that much time each week, but it totally adds up. What’s even more annoying is that they sometimes come from one of the two credit card companies I already carry. They aren’t happy that I have one of their cards; they want me to take out a second and a third. What nonsense is that? More importantly, who falls for this? I have long since learnt that credit cards can leave you down the devil’s path, and so if I can’t afford to pay off my bill at the end of the month, I’m not buying it. Of sure if I have a true emergency, I’ll put it on the card regardless of whether I can pay it off at the end of the month, but those situation are far and few in between. Thank goodness. I hate borrowing against my future earnings, even if they throw in 0% interest for a limited time. But Obviously that is not the motto of most our there which is why I assume these darn things keep flooding my mailboxes. Just thinking about the number of trees they chopped down to print this crap, makes me want to scream.