Insurance Companies Suck
Yesterday I got a letter from my HMO indicating that they would not be paying for the MRI/MRA I had done last month until they got further documentation from my doctor as to the exact nature of injury, prior treatment, etc. This just sucks. The bill is approximately $4000. Why it cost that much is a mystery to me. I sat in that closed machine for like maybe 30 minutes maximum. What sucks is that even if they do end up agreeing to pay some of it, I’ll probably have to pony up a good chunk of change. Goodness, I hate PPOs. I know a lot people have problems with HMOs but I miss the one I had. Ok, sure I didn’t have to battle with them since I haven’t really been sick, but I never had this much trouble getting bills paid. As long as my doctor wrote a referral, they always processed right away. Being in a PPO I sometimes feel like I’m just paying for the right to go to the doctor. There is no real discount for paying into the system all these years without taking much out. Goodness! Here’s hoping my PPO provider comes to their senses and pays this bill.