Peer-to-Peer Banking

For anyone out there in the UK who is always being hit up by a friend or family member to borrow money, keep your hard earned money in your pocket and direct then to Zopa. According to recent article in Business 2.0, it's an Ebay like website that allows consumers to borrow money from other regular citizens. As such, while you still need to pass a credit check, the approval process is less strick than a bank.